你必须知道的四点CFA考试通关经验！

　　You’ll need time, commitment, and perseverance to pass each of the Chartered Financial Analyst exam’s three levels, and even really smart and experienced candidates have been known to get snagged. As you probably know, the exam has a low overall pass rate of roughly 40%.

　　你需要时间、持续不断的投入以及坚持不懈才能够通过特许金融分析师的每一个等级的考试，甚至那些真的特别聪明和有经验的考生都知道自己会遇见很多阻碍。正如你了解的那样，考试通过率大概为40%。

　　If you aren’t prepared, you’re not likely to make it through. Maximize your chances for passing the CFA exam first time with this advice from some of our in-house experts.

　　如果你没有做好充分准备的话，你很有可能不会通过考试。如果采取我们专家的意见，你就能够z大化自己第一次就通过CFA考试的机会。 》》点我了解更多CFA考试通关技巧

　　一、Make Those (300+) Hours Count

　　让自己付出的学习时间（300个小时以上）都值得

　　CFA Exam Review will help you plan out the workload you have ahead of you. The CFA Institute estimates that candidates study an average of 300 hours for each level of the exam. Your first stop should be the Institute’s current dates for the exam.

　　CFA备考课程可以帮助你提前计划好你将面对的大量学习内容。CFA考试协会估计，如果考生想要通过每一个等级的CFA考试，起码要学习300个小时以上。你首先要做的，就是看看CFA考试的具体日期。

　　Of course, the actual amount of prep you need will vary, depending on your previous education and experience: you’ll need to see what your personal needs are. As one commenter on Analyst Forum once put it, “We’re not talking community service here, people learn at various speeds and start at different levels. It’s about quality, not hours put in.”

　　当然，备考时间因人而异，这取决于每个人之前的教育背景和知识水平：你需要看到你的个人需要。正如一个评论家在分析师论坛上所说的那样，“我们并不是在谈论社区服务，人们出于各种各样的需要去学习，他们的基础也是不同的。考试通不通过取决于学习质量，而不是取决于学习时间。”

　　The website 300 Hours has a good spreadsheet for creating a basic study plan that will ensure you get through all the material you need to before exam day.

　　网站上的300小时学习计划，为各位考生好好的安排了基础的学习计划，这样考生就可以能够在考试之前过一遍所有的学习资料了。

　　As you build your study plan, be sure to include some time for any unexpected curveballs that life may throw your way, and also make sure that you and the rest of your family are prepared to deal with the exam’s impressively huge (but temporary!) time commitment.

　　既然已经制定了自己的学习计划，考生z好确保给自己留出一些时间，这样一旦出现什么计划外的事情，考生也有回转的余地。同时，也要确保你的家人和你一样提前意识到你将为准备CFA考试付出的大量时间。

　　And don’t forget to keep track of your progress-all this stuff might come to you slowly at first, and you might hit a plateau or two. Heck, you might even be tempted to pull your eyeballs out once in a while. Keeping a record, whether it’s in Excel, in an app, or even with old-fashioned pen and paper, will help you see just what you’ve accomplished so far, and just how much more you have to go.

　　并且，不要忘记一直跟踪自己的学习进度。万事开头难，一开始复习进度是会很慢的，而且你肯定会在备考过程遭遇瓶颈期。要养成做记录的习惯，无论是在Excel、app或者是用z传统的纸笔，这些都对你很有帮助。你可以看到自己完成的学习内容，也可以看到自己还需要复习的内容。

　　二、Nail Down Your Learning Style

　　确定自己的学习风格

　　Let’s face it: you’re going to have to give this the exam a very high priority in your life if you want to get it done. It’s essential that you have a place where you can study the material effectively. Some candidates have a home office or spare room they can use, or they are able to head back to the office and study in the off-hours. For others, a reasonably calm coffee shop or library may work-someone even found that the 10-hour train ride he had to repeatedly take to Paris and back was perfect for nailing down Fixed Income. Wherever and however you choose to study, make sure it’s a place that lends itself to high-quality, uninterrupted study. If that means locking yourself in your parents’ basement, or becoming a library zombie for few months, then so be it!

　　让我们直面这个现实吧：你很重视这次考试，也把这次考试置于很重要的地位，你想要通过此次考试。所以很有必要找一个适合学习的地方学习。有些考生在家里有书房，或者有别的地方学习，或者他们也可以下班之后在办公室再学习。对于其他人而言，理想中的学习环境就是在相对安静的咖啡厅或者图书馆--有的人甚至在十小时的火车旅途中学习，很适合复习有关固定收益的内容。无论考生选择在哪里学习还是何种学习方式，确保这个地方可以让你在这里好好学习，不被旁人打扰。如果这意味着这要把自己关到父母的地下室，或者变身图书馆狂人几个月，直接行动吧！

　　Many candidates choose to sign up for live classes. It’s true that such classes make it easier to form study groups and to keep your studying on track, and they can also be a good source for networking. A good teacher can also find ways of making the material easier to digest, and to explain hard concepts succinctly. On the other hand, other students find that self-study or online classes are just as good a solution, especially if classes take a lot of time to get to, or if they already know some of the material. It really depends on your situation-you may want to talk to other current charterholders with situations similar to yours to see how they studied, and whether or not they’d do it the same way again.

　　很多考生选择报班学习。的确，报一个辅导班，与其他考生组建一个学习小组，可以系统性的学习，这也同样是一个很好的学习资源。一个好的老师可以帮助考生找到z好z快的学习方法，精确地为他们解释一下概念的含义。另一方面，其他学生也可以在网上自学或者观看在线课程，这也是一个不错的解决措施，这适用于那些没有足够时间上课，或者他们已经懂了很多相关知识的考生。这取决于考生真实的状况--你可以借鉴其他和你情况类似，并且已经通过考试的考生的经验，看他们如何学习，以及他们是否会和你有同样的行动。

　　By the way: a few exam-takers have even managed to pass with nothing more than the CFA Institute’s own curriculum, but it’s probably not worth the hassle. A good review course will help clarify the curriculum and make it come alive. That said, no course is ever a complete substitute for the curriculum itself.

　　顺便提一句，有一些考生可能只是复习了CFA协会提供的参考书就通过了考试，但是这并不值得所有人都去尝试。一个好的备考课程能够帮助各位考生理清楚课程重点，让枯燥的内容变得更加生动。这也就说，每一个备考课程都无法替代，都有其不可替代之处。

　　三、The Month Before: Don’t Panic, Get Ready

　　考试前一个月：不要慌张，准备就绪

　　Studying for this exam isn’t a sprint. There’s just too much information to get through to make it worth trying to pull off a huge cram session in the few weeks right before the test. The rule of thumb is to finish your studies about a month before exam day. Use the rest of the time allotted to take practice exams, revise, and work on difficult topics. Here’s one game plan.

　　准备CFA考试并不是像加速跑一样。有太多的东西需要去准备，而且考生考试几周前，z好挤出大块时间来准备考试。z重要的任务就是在考试之前完成所有的学习计划，要利用一切能够可以利用的时间参加模拟考试、订正错题以及重点攻克难点。

　　And when it comes to mock exams, do your best to make them as “real” as possible. Give yourself the same amount of time, and make sure the calculator you’re using is the one you’ll be using on exam day (use it through all your studying).

　　当考生参加模拟考试的时候，尽一切努力去模拟那种真实的考试体验。给自己规定好时间，确保现在使用的计算器你在考试的时候也会用（z好在备考全程都在用同一个计算器）。

　　In the last couple weeks before the exam, make sure you’re completely acquainted with the CFA’s rules (and also know how to avoid the problems some test takers have experienced.

　　在考试前两周，确保你已经完全熟悉了CFA的考试规则（并且同样知道如何避免之前考生所犯的错误）。

　　四、And Don’t Blow Off Ethics!

　　不要轻视道德标准！

　　Perhaps because they think it might require little more than common sense, candidates have been known to be a little complacent about the Ethics section. But don’t. According to a CFA Institute survey of test-takers, a full 63% of exam-takers rated “Ethical & Professional Standards” as “difficult” or “very difficult”-that’s about the same number that felt the same about Economics and Financial Reporting and Analysis. Of course, very few people thinks that either of those sections are going to be a piece of cake-don’t make the same mistake when it comes to Ethics. You’re going to need to know the material really well to be able to distinguish between the multiple choices, in which two or more answers may often both look plausible.

　　或许有很多人觉得这一门没什么好复习的，只需要常识就可以答题了。但其实很多考生在道德标准这上面复习得都不够。根据CFA考试协会调查显示，足有63%的考生认为道德标准的考题“很难”或者“难”--同样也大约有63%的考生认为经济与财务报告与分析这一门考试很难。当然了，只有很少的人认为这些考试小菜一碟，十分简单--不要轻视道德标准这门课。你需要好好复习这些学习资料，能够区分多个选择，其中两个或更多的答案可能往往看起来似是而非。

　　Congratulations on taking the first step toward earning a CFA-we hope we’ve helped you plan your journey. Now go hit the books!

　　祝贺那些为了CFA证书跨出第一步的人--我们希望我们可以帮到大家。现在，还是去看书吧！